Payment Policy – Effective Date: January 7, 2025

At SnapshotBina, we aim to make your shopping experience as seamless and secure as possible. This Payment Policy outlines the accepted methods of payment, billing procedures, and the security measures we take to ensure safe transactions. By placing an order on snapshotbina.com, you agree to the terms and conditions of this policy.

1. Accepted Payment Methods

We accept the following forms of payment for orders placed on SnapshotBina:

  • Credit Cards: Visa, MasterCard, American Express, Discover
  • Debit Cards: Visa, MasterCard, and other debit cards bearing the Visa or MasterCard logo
  • PayPal: Secure payment through your PayPal account or via PayPal’s guest checkout option (for credit/debit card payments without a PayPal account)
  • Other Payment Options: We may offer other payment options, such as financing or digital wallets, depending on availability. These options will be clearly displayed at checkout.

2. Payment Processing

  • Transaction Authorization: By submitting your payment information, you authorize us to charge the total amount of your order, including taxes, shipping, and any applicable fees, to your selected payment method.
  • Payment Verification: To ensure the security of your transactions, we may verify the information you provide with your bank or card issuer before processing your order. This may include verifying billing information, card details, and availability of funds.
  • Order Confirmation: Once your payment is successfully processed, you will receive an order confirmation email from SnapshotBina. This email will include details of your order and payment.

3. Pricing and Currency

  • All prices displayed on SnapshotBina are in USD (United States Dollars).
  • We reserve the right to modify prices at any time, but any price changes will only apply to new orders placed after the price change has been implemented.
  • The total price of your order will be displayed at checkout, including taxes and shipping fees.

4. Sales Tax

  • Sales tax is applied to orders based on your shipping address and the applicable local tax laws. The calculated tax amount will be added to your order total at checkout.
  • The exact tax rate will vary depending on the state or jurisdiction where the order is being shipped.

5. Order Payment Authorization

  • Payment Authorization Holds: For orders placed using a credit or debit card, your bank may place a temporary authorization hold on your payment method to confirm that funds are available. This hold is not a charge and will be released by your bank once the payment is fully processed.
  • Failed Payment: If your payment method is declined or if we are unable to process your payment, your order will not be completed. We will notify you by email to update your payment details.

6. Security and Privacy

  • Encryption: We use SSL encryption technology to protect your payment and personal information during transactions. Your data is encrypted and securely transmitted to ensure your privacy.
  • Fraud Prevention: We are committed to preventing fraudulent transactions. In the event that we suspect fraud or unauthorized activity, we reserve the right to cancel the order and refund your payment.
  • Secure Checkout: All transactions are processed through secure, PCI-compliant payment gateways.

7. Refunds

  • If your order is eligible for a refund (as outlined in our Refund and Returns Policy), the refund will be issued to the original payment method used to place the order.
  • Please note that it may take 7-10 business days for the refunded amount to appear in your account, depending on your bank or payment provider.

8. Payment Declines and Issues

  • If your payment is declined, we will notify you and ask you to provide an alternative payment method.
  • We are not responsible for any fees or charges from your bank or card issuer that may result from payment declines or transaction errors.

9. Changes to Payment Policy

We reserve the right to update or modify this Payment Policy at any time. Any changes will be posted on this page, and the Effective Date will be updated accordingly. We recommend that you review this page periodically to stay informed of any changes.

10. Contact Information

If you have any questions or concerns regarding payment, please contact our customer support team:

This Payment Policy is effective as of January 7, 2025. By placing an order with SnapshotBina, you agree to the terms and conditions outlined in this policy.